How Social Media Affects Your Spending

How Social Media Affects Your Spending

Do you know how social media platforms can influence you to spend impulsively?  Is there an association between social media usage and spending? Research shows there is. For example, one study found that social networks such as Facebook and Instagram can motivate...
12 Christmas Spending Tips

12 Christmas Spending Tips

If five golden rings and a whole menagerie of birds sounds like it might blow the budget this year, then perhaps the classic carol needs a rewrite. That’s why we’ve put together a list of hot tips to make this Christmas a breeze without scorching a hole in your hip...

Do It Yourself Investing

As Jim Parker of DFA Australia rightly points out in this article, Living on the Edge, anyone with a smartphone and a few apps can be set up like a professional stock trader.But who actually wants to do that? More importantly, do you need to? I highly recommend...

Modern Estate Planning

Recently I attended a talk by solicitor Michael Fitzpatrick of Clarendene’s. Mr Fitzpatrick spoke about the need for the vast majority of us to have a Will that included the provision for Testamentary Trusts. As he indicated, these Trusts can potentially have tax...

Federal Budget 2015

The Federal Budget was handed down and a number of key changes have been made for Retirees. The key points of interest for Retirees include the following: Wealthier retirees to lose access to the pension More part pensioners to receive the full pension Asset test...

Educational Website Links for Investing

When you are looking after your financial future, and maybe that of your family, it’s important to be widely read. Below are a number of website links that may be useful reading. Dimensional Funds Investing – IFA Fama French Forum Vanguard Academic Research  Mebane...