Capital Protection

Typically, the greatest asset to a business is the intellectual capital and personal effort by key people. Keyperson Capital insurance is an asset protection for your business, recognising that the continued contribution of key people is critical to the long term success of any business.

Keyperson Capital Benefits Include:

• Repays debts to preserve the business assets. If your business has a bank loan, or if a mortgage on your home is funding the business then this type of insurance may be necessary.
• Protects the owner’s personal interests
• Frees up cash flow for the business.
• Maintains its credit standing if a business owner or a loan guarantor dies or is disabled.

As a general rule, debt with a repayment period of 5 years or more is insurable.