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Polaris Financial Solutions is a Corporate Authorised Representative of Millennium3 Financial Services Pty Ltd ABN 61 094 529 987 AFSL No. 244252. This information is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice and consider a Product Disclosure Statement Warning – For Australian Residents Only. Last updated June 2017 – © Polaris Financial Solutions ABN 23 116 745 174.